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Life Insurance for Adults 50+
Find affordable life insurance without the hassle. Every provider listed offers no-exam options and transparent pricing.
Best Life Insurance for Adults 50+
No medical exams required for most policies. Get coverage in minutes, not weeks.
Editor's Choice
Ethos Life Insurance
- No medical exam required
- 10-minute online application
- Coverage up to $2 million
- Instant decision
- A+ rated insurance carriers
- Term & whole life available
From $8/mo
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Bestow
- 5-minute application
- Instant coverage decision
- No medical exam ever
- Terms from 10-30 years
- Coverage up to $1.5M
- A+ rated by AM Best
From $10/mo
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Ladder
- Adjust coverage anytime
- No medical exam up to $3M
- Instant decision
- "Laddering" down as needs change
- No hidden fees or penalties
- Licensed in all 50 states
From $12/mo
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Policygenius
- Compare 30+ insurance companies
- Unbiased recommendations
- Licensed advisors on call
- Life, home, auto & disability
- Saved Americans $900M+ in premiums
- A+ BBB rated
Free to Compare
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Final Expense Insurance
Whole life policies designed to cover funeral costs and end-of-life expenses. No medical exam, guaranteed acceptance for ages 50-85.
Ethos Final Expense
- Guaranteed acceptance 50-85
- Coverage $5K-$25K
- No medical exam
- Cash value accumulates
- Benefits never decrease
- Premiums never increase
From $30/mo
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Compare Final Expense
- Side-by-side quotes
- Multiple carrier options
- Expert guidance included
- No cost or obligation
- Phone & online support
- Covers burial & debts
Free to Compare
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