Money — In Your 50s

Inflation and Retirement Savings

Inflation can significantly impact retirement savings, reducing the purchasing power of money over time. Un...

7 min read

Long-Term Care Insurance: Costs, Coverage, and Alternatives for Those 50 and Older

Long-term care insurance can protect assets, but premiums have risen sharply. This column breaks down the n...

6 min read

Pay Off the Mortgage or Invest? A Retiree's Plain-Number Guide

With 30-year mortgage rates near 6.5% in mid-2026, paying off the house gives you a guaranteed return while...

8 min read

Can AI Pick Stocks? What the Evidence Actually Shows

Artificial intelligence is real and powerful, but the published evidence shows that AI-driven funds have ra...

8 min read

What the Dow, S&P 500, and Nasdaq Actually Are

The Dow, S&P 500, and Nasdaq are scoreboards for different slices of the stock market, not things you can b...

8 min read

Index Funds vs. Picking Stocks: The Three-Fund Portfolio

The data is overwhelming: over 15 years, 89.5% of U.S. large-cap stock funds lost to a simple index, accord...

8 min read

Robo-Advisor vs Human Advisor vs DIY - and How to Vet a Fiduciary

Three ways to manage your money, three very different price tags, and one question that matters more than a...

7 min read

The HSA as a Stealth Retirement Account

Most people treat a Health Savings Account like a debit card for doctor visits. Used differently, it is the...

6 min read

Social Security Was Never Meant to Be Your Retirement. The Math Behind the Promise We All Believed.

Social Security was designed to supplement 30% of your income. Today, millions treat it as their entire ret...

15 min read

The Retirement Math Nobody Showed You. What $500,000 Actually Buys in 2026.

Most retirement planning advice gives you a rosy number and a handshake. I am going to give you the actual ...

15 min read

Long-Term Care Insurance in 2026: Is It Still Worth Buying, and What Are the Better Alternatives?

Traditional long-term care insurance has collapsed as a market — premium spikes have driven millions of pol...

20 min read

The Gray Divorce Financial Survival Guide: How to Protect Yourself in a Late-Life Split

Divorce after 50 has doubled in the last 30 years and is now one of the fastest-growing financial risks of ...

25 min read