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PenFed Pathfinder Card to Charge Annual Fee

Friday, September 4, 2026 · 1 sources

The PenFed Pathfinder Rewards Visa Signature Card will start charging an annual fee of $95 to all cardholders. This change takes effect on September 28, 2026.

Holders of the PenFed Pathfinder Rewards Visa Signature Card will be charged a $95 annual fee starting September 28, 2026. This means that cardholders will no longer be able to waive the fee. The change affects all cardholders, regardless of their account status or history with the card. The $95 annual fee will be applied to all accounts on or after the effective date. Cardholders should review their account terms and consider their options before the change takes effect. The PenFed Pathfinder Rewards Visa Signature Card offers various rewards and benefits to its cardholders, including travel-related perks and purchase protections. The introduction of the annual fee may impact the card's attractiveness to some users, but the rewards and benefits may still outweigh the costs for others. The annual fee is a common practice in the credit card industry, and many cards charge similar or higher fees for their services.

The 50+ takeaway: Annual fee increases may impact retirement budgets.

Go Deeper

What is the annual fee for the PenFed Pathfinder Card?

The annual fee for the PenFed Pathfinder Rewards Visa Signature Card is $95, which will be charged to all cardholders starting September 28, 2026.

Can I still waive the annual fee?

No, starting September 28, 2026, the annual fee can no longer be waived for any cardholder.

How will the annual fee be applied?

The $95 annual fee will be applied to all accounts on or after September 28, 2026, regardless of the cardholder's account status or history with the card.

What benefits does the PenFed Pathfinder Card offer?

The PenFed Pathfinder Rewards Visa Signature Card offers various rewards and benefits, including travel-related perks and purchase protections, which may still make it an attractive option for some users despite the annual fee.

When does the change take effect?

The change takes effect on September 28, 2026, and cardholders should review their account terms and consider their options before this date.