Retirement — In Your 70s

The Retirement Bucket Strategy: A Simple System for Managing Withdrawals Without Losing Sleep

If the idea of withdrawing money from a fluctuating portfolio for the next thirty years makes you anxious, ...

20 min read

Downsizing in Retirement: When It Actually Makes Financial Sense, and the Five Mistakes That Wreck It

Downsizing your home in retirement sounds simple in theory and turns out to be one of the most emotionally ...

25 min read

Sequence of Returns Risk: The Silent Killer of Early Retirement Plans

Two retirees can have the same average return over thirty years — and one ends up wealthy while the other r...

25 min read

How to Actually Fill Your Time in Retirement (Without Drifting Into Boredom or Drinking Too Much)

Most retirement guides focus on money and ignore the much harder problem: figuring out what to do all day. ...

25 min read

The 4% Rule in 2026: Is It Still Valid, and What to Use If It Is Not

The 4% rule has been the foundation of American retirement planning for thirty years. But the world has cha...

25 min read

The Part-Time Retirement: Why Working 10-15 Hours a Week Is the Sweet Spot

Working part-time in your 70s boosts income, health, and happiness — if you do it right.

3 min read

Estate Planning Checklist for Your 70s: The 12 Documents You Must Update

These 12 documents protect your wishes, your family, and your assets. Update them now.

4 min read

Aging in Place Costs: The Real Price of Staying Home vs. Moving

The true cost of staying home surprises most people. Compare every option with real 2026 numbers.

3 min read

Required Minimum Distributions: Smart Strategies to Keep More of Your Money

RMDs don't have to drain your retirement accounts. These legal strategies minimize the tax hit.

4 min read

Gifting Strategies After 70: Tax-Free Ways to Help Family Now

Help your family now with strategic gifting that minimizes taxes and maximizes impact.

4 min read