Elder Fraud Protection
Elder fraud is a growing concern for adults over 50, with billions of dollars lost each year to scams and financial exploitation. By...
6 min read
Fixed Annuities Versus Bonds: A Comparison for Retirement Income
Retirees often seek safe income to cover essential bills without risking their principal. This column compares fixed annuities and bonds to...
7 min read
How Rising Medicare Part D Premiums Will Hit Retirees in 2026
Medicare Part D premiums are climbing again in 2026, driven by new rules on insulin and high-cost drugs. Smart planning now can limit what...
8 min read
What Happens to My Investments When I Die
A clear walkthrough of how your investment accounts pass to the people you love — why beneficiary designations beat your will, how TOD and...
8 min read
2026 Scams Targeting Retirees: AI Voice Clones and 'Pig Butchering'
Two new tactics are draining retirement accounts in 2026: AI voice clones that impersonate your grandchild, and 'pig butchering' investment...
8 min readDividend Investing for Retirement Income: How It Really Works
Dividends can feel like a paycheck in retirement, but the math is more nuanced than a headline yield. Here is how yield, total return, and...
6 min read
The 4% Rule in 2026: Does It Still Hold?
The famous 4% rule turned 30, and its own inventor now says the safe number is higher -- while Morningstar's forward-looking research says...
6 min readBonds, Treasuries, TIPS, I-Bonds, and CDs: The Income Menu Now
With safe yields back near 4.5%, the boring corner of your portfolio finally pays. Here is a plain-English walk through Treasuries, TIPS...
6 min readCan AI Pick Stocks? What the Evidence Actually Shows
Artificial intelligence is real and powerful, but the published evidence shows that AI-driven funds have rarely beaten a simple S&P 500...
8 min readWhat the Dow, S&P 500, and Nasdaq Actually Are
The Dow, S&P 500, and Nasdaq are scoreboards for different slices of the stock market, not things you can buy directly. Here is what each...
8 min readIndex Funds vs. Picking Stocks: The Three-Fund Portfolio
The data is overwhelming: over 15 years, 89.5% of U.S. large-cap stock funds lost to a simple index, according to S&P's SPIVA scorecard.
8 min read
How Much Should I Have in Stocks at 60, 70, 80?
Should a 70-year-old own 30% stocks or 50%? The old '100 minus age' rule may now be too conservative as lifespans grow. Here is what...
8 min read