Flu Is Spreading Early This Year, and Older Adults Face the Highest Risk
The CDC reported on October 30, 2026, that flu is spreading unusually early this season, driven by an H1N1 strain. Doctors say it is not too late for older adults to get a flu shot, and Medicare covers one each season when the provider accepts assignment.
Flu season has arrived early this year, and older adults face the highest risk. In its weekly report posted October 30, 2026, the Centers for Disease Control and Prevention said flu activity is still low across the country as a whole but has been climbing since late summer, which is earlier than usual. The CDC estimated at least 1 million illnesses, 16,000 hospitalizations, and 900 deaths from flu so far this season.
Most cases are tied to an H1N1 strain. Researchers at Northeastern University reported that the circulating virus carries a mutation that may help it get past some of the immunity people built from a past infection or an earlier shot. The CDC said hospital admission rates for mid October reached their highest point for that time of year since the 2010 to 2011 season.
Doctors say November is not too late to get a flu shot, because flu usually keeps spreading into the winter and spring. It takes about two weeks for a shot to build up protection, so the sooner the better.
The type of shot matters for older adults. The CDC recommends that adults 65 and older get one of the stronger flu vaccines, such as a high-dose or adjuvanted shot, rather than a standard dose. These are built to create a stronger response in older bodies. A newer flu vaccine made with mRNA technology is also approved for adults 50 and older.
RSV is another winter risk. The CDC recommends a single dose of an RSV vaccine for adults 75 and older, and for adults 50 to 74 who face a higher risk of severe illness. For now this is a one-time shot, so people who already got one do not need another.
Cost is usually not a barrier. Medicare Part B covers one flu shot each season at no cost to you when the provider accepts assignment, which means the provider agrees to the Medicare approved amount. Medicare Part D covers the RSV vaccine. Many pharmacies and clinics give these shots without an appointment.
Go Deeper
Is the flu season bad this year?
It is starting early. The CDC said on October 30 that flu is spreading sooner than usual, driven by an H1N1 strain, with hospital rates the highest for mid October since the 2010 to 2011 season.
Is November too late for a flu shot?
No. Flu usually spreads into winter and spring, so a shot still helps. It takes about two weeks to build protection.
Which flu vaccine is best for people 65 and older?
The CDC recommends a stronger shot, such as a high-dose or adjuvanted flu vaccine, rather than a standard dose.
Who should get an RSV vaccine?
Adults 75 and older, and adults 50 to 74 who face a higher risk of severe illness, should get a single dose.
Will Medicare pay for a flu shot?
Yes. Part B covers one flu shot each season at no cost when the provider accepts assignment, and Part D covers the RSV vaccine.
More health
What Is Changing for Medicare Drug Coverage in 2027 as Open Enrollment Continues
Medicare's open enrollment is underway through December 7, and several changes to drug coverage begin January 1, 2027. The out-of-pocket cap rises to
Nov 2health50+UnitedHealth and Humana Drop Medicare Advantage Plans Covering About 1 Million Members for 2027
UnitedHealthcare and Humana are ending Medicare Advantage plans that together cover close to 1 million members for 2027, and other large insurers are
Nov 1health50+Medicare Drug Plan Premiums Could Jump Sharply for 2027, New KFF Report Warns
Medicare open enrollment runs through December 7, and a KFF analysis released October 30 warns that the average standalone drug plan premium could jum
Oct 31