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House Democrats Introduce Bill to Prevent Wage Garnishment for Medical Debt

Monday, September 14, 2026 · 3 sources

House Democrats have introduced a bill that would prevent workers from having their wages garnished for medical debt collection. The bill aims to amend the Fair Labor Standards Act of 1938 to include a ban on wage garnishment for medical debt.

House Democrats introduced a bill on Monday to prevent workers from having their wages garnished for medical debt collection. Under current federal law, up to 25% of a worker's take-home earnings can be collected for medical debt. The new bill would amend the Fair Labor Standards Act of 1938 to include a ban on wage garnishment for medical debt. This amendment would also prohibit any state or court from issuing or enforcing such wage garnishments. The bill's introduction is a response to the financial burden that medical debt can place on individuals and families. By preventing wage garnishment, the bill's sponsors hope to provide relief to those struggling with medical debt. The bill is currently in the introductory phase and will need to go through the legislative process before it can become law.

The 50+ takeaway: Protects wages from medical debt collection.

Go Deeper

What is the current law regarding wage garnishment for medical debt?

Under current federal law, up to 25% of a worker's take-home earnings can be collected for medical debt. This can cause significant financial hardship for individuals and families already struggling with medical expenses.

How would the new bill change the law?

The new bill would amend the Fair Labor Standards Act of 1938 to include a ban on wage garnishment for medical debt. This means that workers would no longer have to worry about having their wages garnished to pay off medical debt.

What is the goal of the bill?

The goal of the bill is to provide relief to individuals and families struggling with medical debt. By preventing wage garnishment, the bill's sponsors hope to reduce the financial burden of medical debt and help people get back on their feet.

What is the next step for the bill?

The bill is currently in the introductory phase and will need to go through the legislative process before it can become law. This includes being reviewed by committees, debated by lawmakers, and potentially being amended before being voted on.

How might this bill impact people who are struggling with medical debt?

If passed, this bill could have a significant impact on people who are struggling with medical debt. It could help prevent financial hardship and reduce the stress and anxiety associated with having wages garnished. It could also help people avoid bankruptcy and other severe financial consequences.