Money — 80 & Beyond

Fixed Annuities Versus Bonds: A Comparison for Retirement Income

Retirees often seek safe income to cover essential bills without risking their principal. This column compa...

7 min read

How Rising Medicare Part D Premiums Will Hit Retirees in 2026

Medicare Part D premiums are climbing again in 2026, driven by new rules on insulin and high-cost drugs. Sm...

8 min read

What Happens to My Investments When I Die

A clear walkthrough of how your investment accounts pass to the people you love — why beneficiary designati...

8 min read

2026 Scams Targeting Retirees: AI Voice Clones and 'Pig Butchering'

Two new tactics are draining retirement accounts in 2026: AI voice clones that impersonate your grandchild,...

8 min read

Dividend Investing for Retirement Income: How It Really Works

Dividends can feel like a paycheck in retirement, but the math is more nuanced than a headline yield. Here ...

6 min read

The 4% Rule in 2026: Does It Still Hold?

The famous 4% rule turned 30, and its own inventor now says the safe number is higher -- while Morningstar'...

6 min read

Bonds, Treasuries, TIPS, I-Bonds, and CDs: The Income Menu Now

With safe yields back near 4.5%, the boring corner of your portfolio finally pays. Here is a plain-English ...

6 min read

Can AI Pick Stocks? What the Evidence Actually Shows

Artificial intelligence is real and powerful, but the published evidence shows that AI-driven funds have ra...

8 min read

What the Dow, S&P 500, and Nasdaq Actually Are

The Dow, S&P 500, and Nasdaq are scoreboards for different slices of the stock market, not things you can b...

8 min read

Index Funds vs. Picking Stocks: The Three-Fund Portfolio

The data is overwhelming: over 15 years, 89.5% of U.S. large-cap stock funds lost to a simple index, accord...

8 min read

How Much Should I Have in Stocks at 60, 70, 80?

Should a 70-year-old own 30% stocks or 50%? The old '100 minus age' rule may now be too conservative as lif...

8 min read

The Market Dropped and I'm 67 - What Do I Do?

A falling market feels different when you are retired and drawing on your savings. Here is what sequence-of...

6 min read